Telkom Lend. It’s fast funding, made simple.

Access funding without any upfront payment, repaid as you trade.

What is Telkom Lend?

Quick and seamless

Telkom Lend is a financial solution that provides quick and seamless access to funding, enabling small businesses to grow and scale.

Fast funding

Thanks to our streamlined processes, you can apply in minutes and get funds paid into your account quickly with no collateral needed.

R20k - R5m funding

Our funding ranges from R20k to R5m in size and ranges from 3 to 12 months, depending on what best suits YOUR business.

Minimum criteria

At least 6 months

Time in Business

Recent 3 months bank statement

Trade History

R50k per month

Revenue

*Final approval is subject to underwriting and credit checks.

Apply

Quickly and easily online via the Telkom Lend portal- follow the application process. No paperwork, no long queues!

Apply now

Approve

Once you’ve applied and submitted all your required documents, you will receive an automatic response on whether you’re eligible or not. Remember that:

We do our best to get you funded.
We will make sure you know upfront what your payments will be.
Once approved, your funds will be paid directly into your bank account.

Apply now

Access

Once you’ve been approved, we’ll pay the funds into your account within the same day. Remember that:

You can use the funds for anything.
You can reach out to our team if you have any questions.

Telkom Lend won’t charge you a penalty for settling your funding early. We will provide you with a discount rather than penalize you because at the end of the day, we want the best for you and your business!

Apply now

Want to know a little more?

What’s Telkom Lend?

Telkom Lend forms part of Telkom Financial Services and it uses intelligent algorithms to assess businesses and business owners holistically and therefore are able to provide quick, easy and affordable capital to assist SMEs in South Africa.

Why Telkom Lend and not another?

There are many reasons why you should grow your business with Telkom Lend:

Quick and simple application.
Use the funds for anything needed.
Pay in a way that suits your business.
We are experts in what we do and trusted by thousands of businesses across South Africa.

Do I need to have a registered business to qualify for Telkom Lend?

Yes. Your business must be registered and operational for at least 6 months with a good credit rating, making at least R50 000 revenue per month.

What’s your deal with Traditional Lenders?

Traditional Lenders just don’t get small businesses. They’re strict, finicky and are frugal with lending – because obviously, they’re scared you won’t pay them back. They want collateral, a long business history, huge cash flow plans, flowcharts, the kitchen sink and high interest all in one sitting. This makes it difficult for SMEs to grow – which we don’t vibe with, to say the least.

Why is unsecured funding better than a traditional loan?

Traditional loans are so 2002. Traditional loans/Secured funding means putting your assets up as collateral, and that’s not how we roll. Traditional loans are so dated and super risky, to be honest. Banks are difficult to get loans out of because they want to see the future of your business before its time. They want to know where every cent goes before they give you funding (with the same repayment every month). Where we differ is that while our funding is unsecured – we trust your vision and want to partner with you every step of your epic business journey. There’s no chance of losing your house or your spouse with Telkom Lend.

Why is Telkom Lend hating on startups?

Hey! No hate, only love. We’re a big fan of startups, and we’d love to help. Got a business idea? JUST START, hustle for 6 months or so and build up some turnover – Then we’ll know you’ve got what it takes to GO BIG. We do this so that we know you’re ready, and have some experience under your belt, to know how to use your moola to grow your business. Sounds fair right?

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